No Bank Qualifing Home Purchase Program

Today you can move into a nice home on a tree-lined street with a small down payment through our rent to own program. This program is better known as the lease option program. This program will allow you and your family to have the home of your dreams for about the same amount monthly that you could be paying now for rent.

These homes are not rehab projects or trailers in a park. We offer only nice 2, 3, and 4 bedroom single family or multi unit homes, many on quiet tree-lined streets in nice neighborhoods.

Our rent to own program has helped many families in Northern Colorado buy their dream homes when they thought there was no hope of ever owning a home. We believe in home ownership and our many years in mortgage lending gives us access to many institutional and private lenders wishing to assist home buyers.

Here is how it works:
First you must complete a brief, no obligation application and order a credit report through Home-A-Loan Financial. Cost of credit report $28.00.
Then you meet with one of our staff to discuss pre-qualifying to either buy or rent real estate.
You must be prepared to put down 2% to 5% of the sales price. This is the option payment. It is credited to your purchase price in one to two years when you close the house with a loan. This down payment is non refundable if you choose not to close the home at a future date.
For making your payments on time we will also credit you a part of the monthly payment towards your purchase price when you close the home.
If you receive a written pre-qualification letter from one of our consultants, you may then make an appointment to see the homes. Click Here for preview.
When you choose the home for you and your family and agree to the terms of the lease option you then will meet with the owner or investor and finalize the details.
Lastly you sign the rental agreement and lease option.
Then you move your family into your new home.

Pre-Qualification for lease option home purchase.
A commitment to owning a home rather than renting.
A belief that home ownership is a good investment.
Completion of an application.
2% to 5% in cash for the down payment.
A one or two year plan to solve the credit and any other issues you have which makes it impossible for you to get a loan now.
Verification that you make enough to make the monthly payments.

Don't wait any longer. Schedule an appointment with one of our staff today. Contact us now.

Apply On Line Now Click Here.