Loan Programs

Purchase Programs With No Bank Qualifying
Banks require a great deal of paperwork in order to insure that their risk is covered. They require a borrower who has no bankruptcies, judgments or collections in order to get the very best rates and sometimes it takes weeks to close the loan.

On the other hand past money problems, recent bankruptcies, large medical problems don't scare us for we understand that life has its ups and downs. To qualify with us and purchase one of our homes we require that you have some cash (not nearly what bank's require) and the ability to make your monthly payments on time. The reason we require some cash is that we need to know that your are serious about owning and taking care of the property.

We have lease option programs available to give you time to work out your problems. We will work with you and show you how to increase your credit scores and be ready for a purchase in about two years. Click here to view the homes we presently have for sale and lease option. When you are ready to purchase Home-A-Loan Financial has every residential loan program available to you. Click Here.

Purchase programs
If you have established credit or are looking for an investor loan please visit Home-A-Loan Financial. Click here.